# Vaults

If you're only interested in lending to earn yield and don't plan to borrow, consider using Texture vaults. You can find these vaults on the Earn page of the Texture UI.

<figure><img src="https://1363182833-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F1s5jOaEsQPsV3OzVoScY%2Fuploads%2FLyOjzQASMuoNwzwJD1Ot%2FTexture%20%2B%20Certora_3.png?alt=media&#x26;token=e404e669-9077-40e3-86ab-2660b7afbe0b" alt=""><figcaption><p>Vaults alocate funds between Texture pools</p></figcaption></figure>

### What do vaults do?

Each vault accepts deposits in a single currency only. For example, you can deposit into a SOL vault or a USDC vault.

Vaults are fairly simple: each vault is run by a curator who decides how to allocate the deposited funds between Texture pools.

Check the vault in the Texture UI to see the curator's details, strategy description, and current fund allocation.

<figure><img src="https://1363182833-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F1s5jOaEsQPsV3OzVoScY%2Fuploads%2FLhsUE6dOdB8NYaDhyTNA%2Fvaults1.png?alt=media&#x26;token=76a91a5d-99df-4402-ae8f-f5d72930e07d" alt=""><figcaption><p>Vault description page</p></figcaption></figure>

Curators can update both the percentage distribution of funds between Texture pools and the list of pools supported by a particular vault. Curators can pursue various strategies within their vaults, so be sure to review the relevant strategy description and curator.

For example, a vault can maximize yield by rebalancing funds across multiple pools, or it can focus on risk management by using only pools with safer collateral assets. The strategy is entirely up to the curator.

Curators can also set a vault management fee, which is taken as a percentage of the vault's earned yield.

### **Using the Vaults**

Navigate to the **Earn** section of the Texture website and select the vault you want to invest in by clicking the supply button.

<figure><img src="https://1363182833-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F1s5jOaEsQPsV3OzVoScY%2Fuploads%2FGcLCXECvzKzinWSiX2My%2FScreenshot%202025-06-19%20at%2010.32.59.png?alt=media&#x26;token=99eb0223-3def-44c3-bcf8-c7cc56f21543" alt=""><figcaption></figcaption></figure>

Curators cannot restrict withdrawals or prevent you from accessing your funds in vaults. However, if the underlying pools (where the vault invests) have withdrawal restrictions or limited liquidity, vault depositors may face similar limitations.

#### ***How about security? Can a curator run away with my bags?***

Curators are quite limited in what they can do. They don't have direct access to depositors' funds—they can only allocate them across Texture pools. A curator's role is simply deciding which pools to invest in and the proportion of funds going into each pool.

Could a curator send funds into a malicious pool? While technically possible, Texture has several protections in place. First, curators put their reputation at stake and must follow security best practices. Second, there's a built-in cooldown period at the protocol level for adding new pools to a vault distribution. Currently, it takes 3 days for any new pool addition to take effect. This buffer provides time to detect potential issues and take necessary actions beforehand.